Professional Offices and Surgeries

Our Service Standards

We understand your business and its inherent risks. We will provide you with excellent impartial advice, for your business and individual insurance requirements, at competitive cost.

We will provide first class professional service, working closely with you on your business. We will provide you with a fast track claims settlement service.

All professional office and surgery combined policies that we recommend, from our panel of insurers, provide cover for the following as minimum cover:

Property Damage

Cover for your Buildings, Fixtures, Machinery, Contents, and Stock following loss or damage.

Business interruption

Cover for your loss of profit or revenue or increased costs of working following loss or damage to your property

Money

Money cover is important for businesses that may have more than the usual petty cash on their premises. Cover is provided for cash and crossed cheques on the premises, in a safe, and in transit to/from the bank including at Directors' homes

Employers Liability

Required by law if you employ staff, including part time, trainees, subcontractors or even instruct someone to carry out an action on your behalf, however casual.

Public/Products Liability

Cover for your liability to others in respect of damage you cause to third party property or personal injury to such third parties, including liability arising out of products that you sell.

Legal Expenses including 24 hour helpline

Cover for your legal expenses in defending your business in respect of employment disputes, civil disputes, contractual disputes, Inland Revenue investigations can be provided. The policy includes access to a free 24 hour legal advice, counselling helpline.